For Youngsters in the economic crisis

1. This is the right time for young professionals to go on a financial diet, preparing a routine prescription for a healthy life for the times ahead.
2. “If you are paying too many EMIs on account of impulsive purchases, foreign tours and housing, first write off the liability breaking your fixed deposits or emptying your savings accounts,”
3. total amount of EMIs should not exceed 40 per cent of a two-member family’s net monthly income. In absence of home loan EMI, it must not exceed 20-25 per cent.

The Art of Deal Making

There is a guy from Canada. He wanted to have a house.

This is how he started.

In his website, he offered to swap his one red paper clip for anything.

he swapped it for gree pen in the shape of fish.

he swapped this for a smiley face door knob.

he swapped this for portable barbeque.

he swapped this for a portable generator

he swapped this for an instant party pack and keg of beer.

he swapped this for a snow mobile.

he swapped this for a trip to british columbia.

he swapped this for a truck.

he swapped this for a recording contract.

Ad finally he swapped this for a house in Phoenix, Colorado.



Friends, this i call the art of deal making.

http://www.oneredpaperclip.blogspot.com/

Dr.Q

Please read the previous post from Sri before going through this story.



I have read story about Dr.Q in a recent Reader's Digest. It is an epitome for human success just as Obama's or any of the great leaders and businessmen.

At the age of 18 or so he was an illegal entrant into US from the Mexican border.

Making the national currency invalid made this young boy get attracted to US. He started working in a farm plucking tomatoes. But his only dream of learning english and get US citizenship made him go to school. Take part time courses at local college.

His zeal to earn more made him learn extra skills in farming.

Later he could afford his education in Berkely college and his hardwork fetched him good grades too. Mind it , he still used to work in Railways and in Farm.

With an advice from his professor he applied for Harvard Medical and guess what?

In 10 years he could raise from an illiterate farmer to World's best Brain Surgeon treating tumours.



He says " i still pluck red tomatoes through bloody veins and its amazing"

when you see what u want to be in 10 years.... however big...just start now and see how it turns to reality.if you do what you are doing for the next 20 years , u will be the one of the best in the country.

Almost a year gone without post

what the fish... try to blog more frequently monk.

and i like to jot down something on making money and making life.

when everyone is greedy be fearful.. when everyone is fearful be greedy .. by warren bufffet.

i did some 3000$ investment in some US stocks on brink of resession . time will tell how true is mr buffet is.

i always belive in the concept that men tend to overestimate what they can achieve in a year and underestimate what they can do in a decade.

so invest now and invest now ... see what u get in 10 years. i wish my friend in 20's who read this blog do that and i am sure u will thank me one day.

not only investment .. in career also .. when you see what u want to be in 10 years.... however big...just start now and see how it turns to reality.

if you do what you are doing for the next 20 years , u will be the one of the best in the country.

a huge shot in the arm....barack obama presidency ... a black kenyan father and poor mom , poor grandparets..who live on foodstamps in hawai, in a country where he is of minority 10% of population ..... and the 44 th president of america. just see what can happen with perseverence over time. ....imagine what human can acieve with time. no limits.

lets see what we can be in 40 years. I actally remember you asking to respond to your blog....see i am doing a year later....a 100 could have beome 130 meanwhile.time just fly.

--sri

Money

never came the need ,
donno how it used to come,
coz dad was there to feed,
kinda happy home.

friends had it,
never cared,
i could get it,
never dared.

as i grew,
needed some ,
though it was new,
had to take from mom.

Little was enough,
as we shared,
with friends though,
tightly paired.


Now I have,
on my own,
but couldnt save,
and Iam down.

"I feel one can become succesful and satisfied if he can manage Time and Money well"

Realization!

"Although we have our family, friends, relatives by nature's way we are generally seperated from one another. The reason for this is that every living entity appears on this Earth under different pressures of fruitive activities. Although they assemble together, there is no certainity of their remaining together for a long time." - Gita.

So true!

Like the creepers which are formed together on river waters, move to different sides with the currents. They meet again after sometime or may never meet.

Today, I felt that the love, I have for my family, friends and relatives is true and really care them and hope God showers His blessings over them.
I need not be meeting them daily.
Infact I never meet few of my friends.
I may not call them at all.
But it doesnt mean that I illtreat them or neglect them.
Iam not omnipresent. I may be engagued in something which I feel important or which gives me happiness.

Its better rather than being with them and neglecting their presence, ill treating them and spoiling the real meaning of love or friendship.
I believe we should never take one's feelings for granted or override their opinions.
Everybody is equal!

Why?

Why this life b'comin hell..
Why jailin me in a shell..

Why it made me static..
Why everythin became hectic..

Why in me , this antipathy...
Donno whom shall I ask, Why?

Why my freedom is at stake?
When I haven't done any mistake..

Is this a deadly caveat?
Don't mind i wanna break out..

Am I goin to fail?
Still my ship is goin to sail...

Let the perilous storm take over..
Iam gonna sail forever and ever...